More than 23 years of diverse experience in banking/financial services in the Indonesian market with leading Indonesian and MNC Organizations. Currently supporting one of the largest Book IV Banks in the last 14 years. Has gained valuable experience through assignments to supervise and lead several important functions, covering all cross-businesses and operations within the Bank from Enterprise Banking, SME & Mass Market, Consumer Banking, Sharia, Risk Management, including subsidiaries of Adira Finance and Adira Insurance.